DRIVER EDUCATION

CAR LOAN PROGRAM

FOR SCHOOL AND DEALERS

 

INTRODUCTION

            The involvement of the nation’s automobile dealers in the driver education program of our schools traces back to 1933, having started in Pennsylvania.  Thousands of dealers and millions of dollars have been involved with this endeavor in the nearly half-century which has passed.  In the majority of instances this has been a most worthwhile and compatible relationship.

            However, in recent years changes have taken place.  The nation’s economy has caused concern for both the business community and the public schools.  Both educational philosophy and the public mores have undergone modification during this time.  For many and sometimes complex reasons, the relationship between the schools and the dealers have undergone change.  In spite of this fact, we find that the schools and the automobile dealers still believe in driver education as a viable element of our society, and both wish to see it continue.

            With this in mind, and recognizing the inherent problems existing in the car-loan program, the Michigan Automobile Dealers Association and the Michigan Driver and Traffic Safety Education Association have embarked upon a joint effort to assist both the dealers and the schools in resolving some of the more critical aspects of car-loan procedures.  This publication, with its recommendations, is a first step in this effort.  Additional information may be obtained by contacting:  MADA, 1550 Kendale Boulevard, East Lansing, Michigan 48823, 517/351-7800, Mr. Gilbert L Haley, Executive Vice-President or the MDTSEA, Room 70 Kellogg Center, Michigan State University, East Lansing, Michigan 48824, 517/353-1790, Dr. Donald L. Smith, Committee Chairman.

DEFINITIONS APPLICABLE TO CAR-LOAN PROGRAM

Eligible Vehicle:  A current model year vehicle which meets all three of these criteria:

1.                  Is owned by the dealership business entity.

2.                  A model which has been designated as eligible for the driver education program by the participating corporation.

3.                  Was new and unused at the time it was placed into such driver education service.

New and Unused Vehicle:  The phrase is meant to be interpreted literally and exactly – brand new and never before used for any purpose.

High School:  Includes any State approved public, private, technical or parochial institution offering a high school diploma.

College or University:  Any State approved educational institution offering credits, certificates or degrees to students for successfully completing a course qualifying them as drivers or driver education instructors.

Driver Education New Vehicle Reported Delivery:  On the date that the qualifying institution takes physical possession of the vehicle, it should be reported to the manufacturer as a new vehicle delivery utilizing the required new vehicle delivery card and any other documents required by the company.

Use of Vehicles:  Limited exclusively for in-the-vehicle student driver education instructional purposes by a qualifying institution.

Model Year:  Starts at 12:01 A.M. on the public announcement day selected by the manufacturer and ends as of 12:00 midnight on the day preceding the next public announcement.

Dual Control Car:  Designates a passenger motor vehicle with a duplicate brake or brake and clutch, on the right front floorboard of the vehicle.

Safety Restraining Devices:  Devices, such as belts and harnesses, designed to prevent injury to a passenger or driver of a vehicle as a result of sudden stops.

School Year:  A 12-month period usually starting in September of each calendar year.

Course:  The entire time period of the in-the-vehicle student training necessary to meet State certification requirements.

Teaching Staff:  A regular member of the institution’s faculty.  This does not include commercial/private driving instructors under contract to a qualified institution.

SCHOOL-DEALER RELATIONSHIP

            This program is voluntary on the part of the dealer.  Dealers own the cars and it is their sole decision as to whether or not they wish to loan vehicles.  Those people in the school systems responsible for obtaining driver education vehicles should personally contact the dealer of their choice well in advance of their needs (i.e., go see the dealer at this place of business).  If a large number of cars are needed, it is best to work with two or more dealers and to spread the loan around, especially in these days of high interest rates and the excessive cost of doing business.  In fact, the driver education instructors or supervisors would be well advised to attempt to program their vehicle needs with dealers one school year in advance.  A good working relationship can be developed on this basis.

            It is the responsibility of the school to arrange to equip the vehicles with dual controls.  This is not the dealers’ responsibility.  The school should provide the dual control hardware and they can install and remove it themselves, or pay to have it done by the dealer or at any other facility they so desire.

            Loan vehicles should be used exclusively for in-car training.  NO OTHER USAGE IS PERMITTED.  A joint inspection of the vehicles involved should be made by the dealer and a school representative at the time of the loan and again at the time the vehicle is turned in.

            Due to the inflationary aspect, the high cost of doing business, and the generally low profits in the automobile business, dealers are becoming disenchanted regarding the loan of vehicles.  Inventories are being trimmed to avoid interest charges.  People in the field of driver education are going to find it more and more difficult to obtain loan cars.  They are going to have to become “goodwill” ambassadors and they are really going to have to hustle for their needs.  They are going to have to do a good selling job with the dealers in order to obtain the cars; they’re going to have to take better care of the vehicles; and they are going to have to quit using the vehicles for things other than in-car training.

            The schools should have a plan to give recognition to the dealership on an annual basis and write up news releases regarding the loan program.  Whenever possible, the dealers and their loan program should be mentioned in the school community.

            Under this program, dealers usually loan a maximum of three eligible vehicles, or three sets of eligible vehicles during a school year to a qualified institution in accordance with the following:

            One Driver Education Course                       =          One Eligible Vehicle or One

            per School Year                                              Set of Eligible Vehicles

 

            Two Driver Education Courses=       Two Eligible Vehicles or Two

            per School Year                                              Sets of Eligible Vehicles

 

            Three or More Driver Education=   Maximum of Three Eligible Vehicles

            Courses per School Year                               of Three Sets of Eligible Vehicles

Dealers may wish to keep one or more vehicles or set of vehicles in service for more than one course recognizing that only one allowance will be paid on each such vehicle.

PROGRAM REQUIREMENTS

For Dealers:

To receive allowances, the following requirements should be met:

For Program Administrators:

      The person in charge of driver education should make every effort to know what is going on throughout the state as to dealer-school relationships and be ready to discuss this with dealers individually and collectively.

      At a school-dealer meeting the dealer will be concerned mostly about economics.  The more the person in charge can show how the school cuts costs or, in the discussion, ask for suggestions, the more the dealer feels helpful.  It is necessary to point out that the state reimbursement is only $5.00 up from 1955.  The school has problems also.

      Each school should designate a person to be in charge of driver education cars.  This person should be present when all cars are picked up and returned.  He must work with the proper persons at the dealership and determine all damage and repairs.  This person must be available to handle all the paper signing, insurance and payment of necessary charges without delay.  This person will also be responsible if the cars are misused or used for any other purpose than driver education.

      To be eligible for the loan of vehicles from dealers under this program, a qualified institution must:

·        Conduct a student driver education course which meets all the prescribed requirements to teach driver education of the State Department of Education or other regulatory system.

·        Equip vehicles with dual controls as required by the State Department of Education.  The acquisition of and payment for installation and removal of dual controls is the responsibility of the school – not the dealer.  The school is obligated to provide an approved dual control for every car that will be used on the street in every driver education program.  (It is recommended that all cars have a dual control so the same cars will not always be used at slow speeds on the range).  An agreement between the dealer and school must be reached regarding the installation of the dual control.

·        Execute jointly with the dealer the Notification of Participation form sufficiently in advance of the requirement date as to allow adequate time for company processing and approval.  After vehicles have been returned to the dealership, jointly execute with the dealer the Application for Allowance form.

·        Joint inspection of vehicles:  When each vehicle is placed in driver education service and turned over to the institution, and again when the vehicles is returned to the dealership by the institution, a joint inspection by designated representatives of both the institution and dealership is recommended.  Vehicle mechanical and appearance condition should be noted and signed for by each party on a mutually agreed upon form.  This document may then become the basis for institution payment for such dealership services, at no more than its normal customer rates, which were thereby agreed as being necessary to restore the vehicle to salable condition except for normal “wear and tear”.

·        Extended warranty:  This may vary from one manufacturer to another.  Dealers may obtain a warranty extension for driver education vehicles which are recorded with their company at the time they are placed in service and which are subsequently sold at retail.  The new vehicle warranty on eligible vehicles may be extended a maximum of 12 months or 12,000 miles, whichever first occurs, from the date and accumulated mileage on the vehicle at time of first retail sale.  The extension will not, in any event, exceed a total of 18 months or 18,000 miles, whichever first occurs, from the date the vehicle was originally placed in service as a driver education vehicle.

·        Use vehicle exclusively for supervised in-the-vehicle student driver education training.  Vehicles, while in the possession of the institution, are intended to be used only by the students and instructor in training situations.  No exceptions are permitted including use of vehicle by the driver education instructor to attend allied meetings or for personal trips of his own.  (This includes principals, superintendents, program administrators, athletic department personnel, etc.)

·        Vehicles loaned to institutions by dealers are not to be used by commercial/private driving schools under contract or other such arrangement to an otherwise qualified institution.

·        Cars used for driver education on the public streets and highways shall carry identification placed on the vehicle of a size and design prescribed by the Department of Education.

In compliance with this rule, the following are the specifications for such vehicle identification:

It is recommended the identification be of car-top design.  The background color of the identification sign shall be National School Bus Chrome Yellow as specified by the National Bureau of Standards, January 1, 1957.  The words STUDENT DRIVER shall be of block style letters and shall be black in color.  The letters shall be a minimum heights of 3 ½ inches.  The name of the school district shall also be identified utilizing block style letters, black in color and of a minimum height of 1 ½ inches and include a courtesy line for the dealer providing the car.

SPECIFICATIONS AND MAINTENANCE

      The structure, design and equipment of practice driving vehicles should meet the existing minimum standards promulgated by the National Highway Traffic Safety Administration.  As a general recommendation, the majority of cars used in a school should be four-door vehicles equipped with automatic transmissions.  Required special equipment should be dual controlled brakes and dual controlled clutch pedals for manual shift transmission cars (when used on-street), an outside mirror on each side, an instructor’s inside rear-view mirror for on-street vehicles, a first aid kit, a fire extinguisher, warning flares or reflectors, and window cleaners.

      Maintenance and repair practices should be in conformance with manufacturer’s recommendations and with the policy established by the school district.

      The school should provide a regularly scheduled program of maintenance in agreement with the dealer as well as keeping the cards as clean as possible while in use by the school system.  The dealer and school should agree as to maximum number of miles before car is returned to dealer.

INSURANCE

      Each practice driving vehicle (including motorcycles) should be covered by an amount of insurance that meets or exceeds minimum requirements of local and state financial responsibility statues.

      As a routine but important procedure, parents of students enrolled in driver education should be informed of school-provided coverage and should be reminded that they should be sure that their children are covered under the family car policy.  Parents who do not own or operate a vehicle covered by insurance may wish to obtain bodily injury and property damage insurance so that adequate financial protection is afforded for students for driver education.

      Special care should be taken to assure that the school and all persons or groups who could be held liable are covered by the school insurance policies.  Such individuals and groups may include driver education teachers, the owner or owners of the practice vehicles, the school board, the administrative staff, and the student drivers.  Because negligence definitions and interpretations vary in different localities, school administrators should seek legal advice prior to contracting for liability protection.

      To protect against possible negligence suits, district policies and regulations should insure that:

·        Regularly certificated teachers directly supervise student learning experiences in properly designed, maintained, and equipped practice driving cars.

·        Practice driving vehicles are used exclusively for instruction of students.

·        Teachers are cognizant of the current school health record of each student with appropriate attention to any needed compensating or corrective devices.

·        Collision reporting procedures are followed which may require immediate reporting of incidents to the administrative office and to appropriate governmental agencies.

·        A maintenance record is kept of all equipment repairs, including requests by teachers for repairs, upkeep, or additional equipment and the action taken.

COMMON CONCERNS

            Recent surveys conducted by the MDTSEA and the MADA found the following concerns to be the most prevalent among the schools and dealers responding.  The percentages indicate the frequency the concern was noted.

Schools

·        Difficulty obtaining cars at beginning of school year – 24.2%.

·        Trend to compact and small cars.

·        Program not self-supporting; reimbursement too small.

·        Must rent cars while awaiting loan cars.

·        Difficulty installing dual brakes in compacts.

·        Difficulty getting cars in September.

·        Dealers dropping out of program.

·        Excessive dealer charges.

Dealers

·        Use of cars for activities other than driver education – 51%.

·        Exterior damage – 18%.

·        Interior damage – 9%.

·        Excessive mileage – 7%.

·        Cars not kept clean – 3%.

·        Cars not serviced on schedule by the schools – 29%.

·        Difficulty receiving reimbursement from manufacturer – 28%.

·        Reimbursement not covering expenses – 60%.

·        Reimbursement should be increased.

·        Schools take this service for granted.

·        Experiencing titling problems.

·        Schools ignore (do not favor) our bids when buying vehicles.

·        Program is deteriorating due to poorly screened and trained teachers today.

·        Discontinuing due to rough usage and insufficient reimbursement.

The following comments were added:

·        Due to program, sales have been made to school personnel, parents, and former students – 35%.

·        Any dealer who is not participating should be; in favor of the program and will continue with it.

 

DRIVER EDUCATION CAR LOAN AGREEMENT FORM

 

______________________________            ______________________________

Dealership                                                      School District

______________________________            ______________________________

Address                                                          Address

______________________________            ______________________________

City                 State               Zip                   City                 State               Zip

 

Dealer Agrees:                                              A.        School District Certifies:

1)  To provide to the School District             1.  Vehicles will be used exclusively

      the exclusive use of motor vehicles              for Driver and Traffic Safety

      for Driver and Traffic Safety                        Education Programs.

      Education that meet all current

      Federal and State Motor Vehicle                       2.  The Program is approved by the

      Code and Safety Standards.                         State Department of Education.

                                                                        3.  The Program is conducted by

                                                                             qualified instructors that meet

                                                                             all state requirements.

B.                 School District Agrees:

 

1.  Provide necessary “Owner” maintenance

                                                                             as recommended by the manufacturer.

A.  Number of Vehicles Covered By                       

      This Agreement __________                  2.  Properly maintain the appearance

                                                                             of the vehicle.

B.  Types of Vehicles Used:

      (Models, Makes)                                     3.  Return the vehicle to the Dealer on

                                                                             expiration of assignment.

C.  Period of Use:

                                                                        4.  Be responsible for damage or for

     __________ to __________                           maintenance beyond that which can

                                                                             normally be expected for the

                                                                             period of the Loan.*

 

5.  Provide insurance as required by

     state statute.

 

*  See attached definition of normal wear.

SCHOOL DISTRICT INFORMATION

I.                   Type of Program:

_____  High School                            _____  Public

_____  Adult Education                      _____  Parochial

_____  Special Education                   _____  Commercial

_____  Other _________________

II.        Type of Program:                               III.       Length of Phases

            _____  Two-phase                              ____(hrs) Classroom  ____(hrs) Range

            _____  Three-phase                           ____(hrs) On-Street   ____(hrs) Simulator

            _____  Four-phase

IV.              Approximate number of students enrolled in the program per school year _____

**  **  **

The Agreement shall take effect when signed by persons authorized by the organizations involved.

______________________________            ______________________________

Dealer                                                             School

______________________________            ______________________________

Address                                                          Address

______________________________            ______________________________

City                 State               Zip                   City                 State               Zip

______________________________            ______________________________

Authorized Signature                                     Superintendent (or designee)

______________________________            ______________________________

Date                                                                Date

 

“NORMAL WEAR AND TEAR” – VEHICLE INSPECTION PROCEDURE

 

I.          Body/Chassis Components

By road tests and visual inspection.  Shocks, springs and frame should not show any damage or abuse.  Steering and suspension should not show any signs of misalignment or abuse.  Vehicle should be inspected for proper operation of doors, trunk, hood, windows, seats and safety restraint systems.

II.                Brakes, Wheels and Tires

By road test and visual inspection.  Brakes should not show unusual wear or visible signs of abuse.  Wheels should not be bent or damaged.  Tires should not show signs of over/under inflation, gouges, cuts or sidewall (whitewall) destruction.  Vehicle should be equipped with OEM tires.  Wheel covers and trim rings should show minimal damage.

III.             Engine and Drive Train

Check, inspect and road test that all components are operating properly.  All fluid levels should be properly maintained.  Check for major fluid leaks resulting from abusive operation or neglect.  No unusual noises or vibrations should be present.  Road test vehicle to check for proper engine and transmission performance.  All instruments and gauges should be working properly.

IV.              Vehicle Appearance

A.                 Exterior:

Visual inspection of exterior trim, moldings, and paint finish (scratches, dings, nicks, etc., that resulted from neglect or abuse should be repaired).  Normal road hazard damage is within “normal wear and tear” (i.e., stone “nicks”, tar, etc.).  Vehicle exterior should be cleaned on a periodic schedule.  Any exterior trim or equipment that is missing or damaged should be replaced.

B.                 Interior:

Inspect interior trims and moldings for excessive dirt, stains, ink marks, cuts, major scratches or gouges.  Components that are OEM on vehicle should be replaced if they are missing (i.e., knobs, lighter, etc.).

Note:   Inspection of vehicle for the above areas should be made prior to delivery and when vehicle is returned by both parties involved in agreement.

 

MDTSEA-MADA EMERGENCY COMMUNICATION PROCEDURE FOR VEHICLE PROCUREMENT

            This procedure is available only when all normal and usual procurement methods have been exhausted.  The MDTSEA Car-Loan Committee is not a car-loan procurement service, but rather a “last resort” for programs which face drastic curtailments due to a shortage of driver education cars.

            If any school district and/or its officials of Driver and Traffic Safety Education programs experience difficulties in the procurement of vehicles to be used for said programs only, the following procedures may be followed:

1.                  The Driver Education Director of the school will contact the MDTSEA Car-Loan Procurement Chairman at 517/353-1790.

2.                  The chairman will then contact the MDTSEA regional representative from the MDTSEA Region where car-loan procurement has experienced difficulty.

3.                  Regional representative(s) will then contact the Driver Education Director in the troubled school district with two basic questions:  Whey are you having problems?  Explain your methods for past procurement, care, etc.  The Regional representative(s) will then determine if it is a school or a dealership initiated communication problem.  He then will re-contact the chairman of MDTSEA’s Car-Loan Committee, who in turn will determine what the next step will be.

4.                  If said school district wishes, the MDTSEA regional representative will go with the Driver Education Director to talk with the dealer and see if the differences can be mutually worked out through a third party agreement.

5.                  If the problem seems to be strictly dealership-oriented, the MDTSEA Car-Loan Committee chairman will contact the MADA’s Committee and its Chairman for assistance in solving the problem from the MADA’s standpoint.

 

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